Deposits

Make your money grow

Don’t let your money waste away. Instead, make it grow by placing it in a deposit account and earning fixed interest on it. No need to switch your home bank.

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Calculate your profit

See how much you’ll earn over the chosen period of time if you open a deposit today.

Your earnings in interest

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Annual interest rate %

Financial service is offered by AS Inbank. The amount of interest is pre-tax and calculated on the condition that the whole deposit amount has been received on our account by the start date of the agreement, all the conditions required for the deposit agreement to come into force have been met, and the deposit amount is not withdrawn during the deposit period.

Let your money work for you

Safe and secure

Deposits are guaranteed by the National Guarantee Fund making them as safe as they can be.

Guaranteed income

Guaranteed interest payout at the end of the contract.

All–online service

Set up and manage your deposits from the comfort of your home or on the go.

Pick the deposit terms most suitable for you

View your options and make the smartest choice.

Deposit amount

300 – 30 000 €

Deposit period

6 – 60 months

Money cannot be withdrawn from or added to the deposit during the deposit period.

Benefit from a 0.10% higher interest rate in the case of automatic prolongation.

Deposit interest rates

View terms and conditions

A quick, hassle-free application process

Take these simple steps to start saving today.

01

Apply

Applying for and signing a deposit agreement is easy with the internet bank.

02

Identify

You can identify yourself with a mobile signature, a Smart-ID qualified electronic signature or a remote identification tool installed on our website.

03

Deposit

Make a deposit of the agreed amount to the "Inbank" account using the reference number in the agreement. Start earning interest on your money.

Frequently asked questions

In order to open a deposit in "Inbank", log in to the "Inbank" internet bank and fill in the application for opening a term deposit. You can select the suitable deposit amount and period when you fill in the application. After filling in the application and signing the agreement, transfer the deposit amount to Inbank’s account using the deposit reference number you will find in the agreement. The deposit amount must be received on "Inbank’s" account within seven days of entry into the agreement, or the agreement will automatically become invalid.
You can open a deposit when you log in to the internet bank using your ID card or Mobile-ID. Additional identification at a branch is not necessary for opening a deposit.
After the expiry of the deposit period, "Inbank" will transfer the deposit and interest amount to your customer account from which you can transfer the money to your personal current account. The transfer is free of charge. "Inbank" will not send a separate notification about the expiry of the deposit. Log in to the "Inbank" internet bank to check the balance of your customer account and the expiry date of your deposit agreement.
A customer account is an account where the deposit and interest amount are held at the time when it is not held in an active deposit. You can transfer money to the customer account using the number of the "Inbank" current account given in the deposit agreement and your personal customer account reference number. The customer account is not a current account and payments cannot be made from it. You can transfer the amount in the customer account back to your current account from which you made the initial deposit payment to "Inbank". The annual interest return of the customer account is 0.00%.
"Inbank" offers the option to choose automatic renewal for deposits during the deposit period. This means that after the expiry of the selected period, the term of the deposit will extend automatically by the same period. For example, if you choose one year as the period and opt for automatic renewal, the deposit will extend for another year after the first year. The new interest will be the deposit interest effective on the day of renewal plus 0.10%. This means that you can earn more interest than the ordinary interest rate in the price list if you opt for automatic renewal. You can set and cancel the automatic renewal of a deposit the day before the expiry of the specific deposit.
You can cancel your deposit at any time by submitting a written application to info@inbank.lt. "Inbank" will not pay interest for the deposit period in the case of early termination. The deposit amount will be paid back to the customer account after 30 days. If you would like to get the deposit amount earlier, "Inbank" has the right to request the early payout fee according to the effective price list.
"Inbank" is a bank, so the deposits of our clients are guaranteed by the National Guarantee Fund. The deposits of our clients with accumulated interest are compensated in full, but for no more than 100 000 euros. Further information about the deposit guarantee can be found on the website of the Guarantee Fund and in the Guarantee Fund Act.
When you fill in the deposit application, you can choose whether the interest payment will be made at the start of the period, every month or at the end of the period. 0.30% is subtracted from the interest rate if the interest payment of a term deposit is made at the start of the deposit period. 0.15% is subtracted from the interest rate if the interest payment of a term deposit is made every month.
If the obligation to pay taxes arises due to the accrued interest on deposits, according to the applicable laws of the Republic of Lithuania, the resident pays personal income tax on the received income during the tax period.
If you are not a citizen of the Republic of Lithuania, it is necessary to have a valid personal document for permanent residence in the Republic of Lithuania to sign a deposit agreement.
We do not provide such services. Please be informed that the number of scams has increased. If you receive any calls from non-Lithuanian speaking persons offering to invest or earn money online, or claiming to be our partners, please contact us immediately by phone +370 700 700 80 (weekdays only from 8.00 am to 7.00 pm), or by e-mail info@inbank.lt.

In compliance with national and international requirements governing the prevention of money laundering and terrorist financing, banks have a legal obligation to know their customers and continuously update their data throughout the entire business relationship – this is not a one-time action. Therefore, when entering into a contract or during our engagement with you, we may request additional information or documents.

We obtain part of the required information during standard customer service interactions, but certain data must be regularly verified and updated as required by law, which is why we sometimes need your help to confirm or clarify it.

In addition to updating data, we may also request additional information or documents regarding a specific transaction – for example, to clarify its purpose, the source of funds, or other circumstances related to the transaction. Such questions help us fulfill our legal obligations and ensure the safe use of our services.