Renovation loan

• 1 cent by bank transfer from your personal bank account.
• Mobile signature
• Smart-ID*

When using Smart-ID, make sure you have the right account level. You can check this by accessing the Smart-ID mobile app by clicking on the "User Information" box in the left corner. If your account level is "Smart-ID Qualified Electronic Signature", you will be successful. If your account level is "Smart-ID Basic", you will only be able to use the e-banking services and you will not be able to sign the consent and/or contract.

Instructions on how to register a Smart-ID account are available here.

Instructions on how to change your Smart-ID account level from "Basic" to "Qualified" can be found here.

• mobile signature,
• Smart-ID qualified electronic signature,
• a remote identification tool, and a bank transfer of €0.01 from your personal bank account.

You have the right to repay home renovation credit to us at any time either in part or in full, however, in this case, you are obliged to pay to the bank Interest, Agreement Administration Fee, Default Interest and other fees under the Agreement, calculated until the repayment day. If you intend to exercise this right, you have to notify us in writing before the repayment date, so that "Inbank" could recalculate payable amounts and implement your right to home imporvement credit cost reduction. “Inbank“ shall not claim any compensation for early repayment.

It will be fastest if you contact us +370 700 700 80, or email us info@inbank.lt and provide your agreement number.

You can find out the outstanding amount of your loan by logging into the self-service website, www.inbank.lt, by contacting us via phone at +370 700 700 80, or via email at info@inbank.lt.

Please have your agreement number or customer code ready so we can quickly provide you with the information you need.

Use the calculators on Inbank.lt to get a preliminary quote.

The interest rate on a consumer loan is from 9.9%. Contract fee: 1%. Contract administration fee: from 0.2%. For example: if borrowing 2 100.00 EUR over the period of 60 months, annual interest rate of 10.90%, an agreement fee of 0.20%, monthly administration fee of 1.00%, APR - 16.32%, the total payable amount is 3 012.00 EUR and a monthly payment is 50.20 EUR

The interest rate on a home improvement loan is 7.5%. Contract fee: 2.9%. Contract administration fee: from 0.29%. For example: if borrowing 10 277.00 EUR over the period of 69 months, annual interest rate of 8.90%, an agreement fee of 3.00%, monthly administration fee of 30.83 EUR, APR - 16.83%, the total payable amount is 15 684.11 EUR and a monthly payment is 227.31 EUR.

The interest rate on a car loan is from 10.9%. Contract fee: 1%. Contract administration fee: from 0.2%. For example: if borrowing 6 250.00 EUR over the period of 72 months, annual interest rate of 12.90%, an agreement fee of 0.20%, monthly administration fee of 1.00%, APR - 18.33%, the total payable amount is 9 998.64 EUR and a monthly payment is 138.87 EUR.

The interest rate for loans for renewable energy solutions 10.9%. Contract fee: 2.9%. Contract administration fee: from 0.2%. For example: if borrowing 7 000.00 EUR over the period of 60 months, annual interest rate of 8.90%, an agreement fee of 0.20%, monthly administration fee of 2.90%, APR - 15.02%, the total payable amount is 9 788.40 EUR and a monthly payment is 163.14 EUR..

The agreement number is a combination of capital letters and numbers. This number appears at the top of the first page of the agreement. It can also be found online at www.inbank.lt.

The customer code is a combination of numbers that is also listed on the first page of the agreement, after the agreement number.

BY TRANSFER

Recipient: "AS Inbank Branch"

Beneficiary's code: 305340173

Beneficiary's bank name and account (select one of the following):

• "Swedbank" (LT507300010136846368)
• "Swedbank" (LT607300010073616156)
• "SEB" (LT237044060006153170)
• "SEB" (LT367044060006168068)
• "Luminor" (LT644010042401119285)

The purpose of payment: if the agreement is made on your behalf, please indicate the Inbank agreement number. If the agreement is made on behalf of another person, please indicate the Inbank agreement number, the person’s name and the person’s personal identification number.

IN CASH OR BY CARD

• At all cash registers of "Maxima";
• In "Lietuvos Paštas" offices;
• At "Perlas" terminals;
• In the branches of "Swedbank", "SEB", and "Luminor".

Remember to bring your agreement sheet with the barcode with you.

The payment is credited on the same business day if you pay the installment:

• In the branches of "Swedbank", "Luminor" or "SEB" until 4 pm on a business day;
• When using bank links in "Inbank" self-service or by bank transfer and make your payment by 4 pm on a business day.

The payment is credited on the next business day if you pay the installment:

• In "Perlas" terminals;
• At cash registers of "Maxima";
• In the branches of "Swedbank", "Luminor" or "SEB" on weekdays after 4 pm, on weekends and banking days;
• By using the bank links on the "Inbank" self-service website or by bank transfer, and making your installment on a business day after 4 pm, on weekends and on banking days.