Car loan plus

A bigger budget for your car

New car or motorcycle? Car loan plus is a simple solution: apply online, get a quick decision, and choose the amount and term flexibly.

Calculate your monthly payment

€ |
Car loan plus
Monthly payment
- €

For example: if borrowing 0.00 EUR over the period of 12 months, annual variable interest rate of 0.00% + 6 months EURIBOR, an agreement fee of 0.00%, monthly administration fee of 0.00%, APR - -%, the total payable amount is - EUR and a monthly payment is - EUR.

You may be also offered different terms and conditions of the online loan, which can depend on the results of your creditworthiness and risk assessment carried out by the bank.

A flexible solution for your vehicle

Purchase the vehicle you want with Car loan plus. Calculate your monthly payment and get an online offer in just a few minutes.

Favorable terms

No down payment, up to €30 000 with a clear and straightforward loan process.

No down payment

A vehicle loan with no down payment and no mandatory CASCO insurance.

Quick decision

Apply online and get a decision in just a few minutes.

Money to your account

After signing the agreement, funds are transferred directly to your bank account.

Pick the financing most suitable for you

Compare different loan options and make the smartest choice.

Car loan plus

Amount10 000 – 30 000 €
Period12 – 120 months
InterestFrom 3,9 % + 6 monts EURIBOR
Agreement feeFrom 1,00 %
Administration feeFrom 0,18 %
Additional terms and conditionsWe may ask for a copy of the technical passport of the vehicle.
Apply
View terms and conditions

Car loan

Amount 1 500 - 20 000 €
Period9 – 96 months
InterestFrom 5,9%
Agreement feeFrom 1,3%
Administration feeFrom 0,27%
Additional terms and conditionsWe may ask for a copy of the technical passport of the vehicle.
Apply
View terms and conditions

Fast and simple application process

Just a few easy steps and your plans are funded. Online consumer loans are available daily from 07:00 to 22:00, including non-working days.

01

Fill in the application

Choose a monthly payment that suits you and complete car plus loan application. We’ll send our financing decision right away.

02

Sign the agreement

Sign online easily using Smart-ID or mobile signature.

03

Receive the money

Once car plus loan agreement is signed, the funds will be transferred directly to your bank account.

Didn’t find what you were looking for?

Consider a car loan with fixed car loan of up to €20,000 with a term of up to 96 months.

Frequently asked questions

A quick and convenient way to enter into a loan agreement with us is on our website www.inbank.lt. Once you have entered the required data and completed the assessment, you will be able to see the loan options on offer, choose the amount of financing you want and sign the contract.
You can apply for a loan if you are a paid employee, a civil servant, a self-employed person, a person with an income from an individual activity or a copyrights contract, a person with a disability or old-age pension, a farmer, a business owner, etc., and you will find the documents you need to submit here. Income must be received in a bank account in the Republic of Lithuania.
You can apply for a loan by using your identity document: passport, ID card or permanent residence permit.
You will receive a funding response in just a few minutes.
Click here for a list of required documents by activity.
The submission of data and consents is part of the consumer loan application form, whereby you apply for a consumer loan, express your consent to the assessment of your creditworthiness, provide certain data, and consent to the processing of personal data, including accessing and obtaining data from external databases and registers, and any other possible consents. The provision of data and consents is subject to authentication (identification of your identity / identification of you), which can be carried out by mobile signature, Smart-ID or by making a bank transfer of 0,01 € from your personal bank account.
  • 1 cent by bank transfer from your personal bank account.
  • Mobile signature
  • Smart-ID*

When using Smart-ID, make sure you have the right account level. You can check this by accessing the Smart-ID mobile app by clicking on the "User Information" box in the left corner. If your account level is "Smart-ID Qualified Electronic Signature", you will be successful. If your account level is "Smart-ID Basic", you will only be able to use the e-banking services and you will not be able to sign the consent and/or contract.

Instructions on how to register a Smart-ID account are available here.

Instructions on how to change your Smart-ID account level from "Basic" to "Qualified" can be found here.

If you use Smart-ID, make sure you have the right account level. You can check this by accessing the Smart-ID mobile app and clicking on the "User Information" box in the left corner. If your account level is "Smart-ID Qualified Electronic Signature", you will be successful. If your account level is Smart-ID Basic, you will only be able to use the e-banking services - you will not be able to authenticate and/or sign the contract. To change your Smart-ID Basic account to a Smart-ID Qualified Signature and start using it with other e-services, you need to contact your bank or you can follow the instructions.
The transfer shall be authenticated if you choose to authenticate your identity in this way and/or at the final stage of the car loan agreement if the car loan agreement is signed in this way. In order for us to properly identify you and for you to be able to sign the document(s) mentioned above and for "Inbank" to be able to recognise you, "Inbank" needs your personal identification number, so please make sure to tick the box next to "I agree to pass on my personal identification number to the beneficiary" when transferring the amount of €0.01. Each time you authenticate and/or sign a car loan agreement in the above manner, the amount of €0.01 is not refunded and is considered as a minimum fee for identification. Any fees charged by the bank that you may have to pay are payable by you and are not reimbursable by "Inbank".
It usually takes between 30 minutes and 4 hours after signing the contract for the money to be paid out.
According to the Law on Consumer Credit of the Republic of Lithuania, consumer loan agreements can be made between 7:00 and 22:00.
The reasons why you can't get a loan can vary: not having enough income, having too many household financial obligations, being in debt to other institutions, having too little work experience at your last job, having a bad credit history, etc.
  • mobile signature,
  • Smart-ID qualified electronic signature,
  • a remote identification tool, and a bank transfer of €0.01 from your personal bank account.

You have the right to repay consumer credit to us at any time either in part or in full, however, in this case, you are obliged to pay to the bank Interest, Agreement Administration Fee, Default Interest and other fees under the Agreement, calculated until the repayment day. If you intend to exercise this right, you have to notify us in writing before the repayment date, so that "Inbank" could recalculate payable amounts and implement your right to consumer credit cost reduction. “Inbank“ shall not claim any compensation for early repayment.

It will be fastest if you contact us +370 700 700 80, or email us info@inbank.lt and provide your agreement number.

You can find out the outstanding amount of your loan by logging into the self-service website, www.inbank.lt, by contacting us via phone at +370 700 700 80, or via email at info@inbank.lt.

Please have your agreement number or customer code ready so we can quickly provide you with the information you need.

The maximum amount for a consumer loan and a home renovation loan and renewable energy loan is EUR 15 000. The maximum amount for a car loan is EUR 30 000.
The maximum term for consumer and renewable energy loan is 72 months, home renovation loan is 84 months. The maximum term for a car loan is 96 months.