This limited-time offer helps you prepare for the busy shopping season – giving your customers the freedom to pay later, while your business receives the full amount upfront.
What is “Pay in Parts” and how does it work?
The Pay in Parts solution is powered by Inbank Moki products. It allows shoppers to split their purchases into smaller payments, easily and transparently.
Customers in Lithuania can use:
Moki1, Moki2, or Moki3 – to pay for their purchases in 1, 2, or 3 monthly instalments with no extra cost;
or choose longer financing terms with interest (from 24 to 72 months) for higher-value items.
The service applies to purchases starting from €100 up to €2,500, and in some cases – up to €10,000. If the customer pays within the no-interest period, no additional fees or interest are charged. If they choose to extend the payment term, standard credit terms apply.
As a merchant, you’ll receive the full transaction amount immediately, without any financial risk.
Why offer flexible payments in your e-shop?
Flexible payment options are becoming the new standard in e-commerce. They empower customers to buy responsibly and give businesses measurable growth results.
With Inbank and Montonio, your store can benefit from:
Higher conversion rates – customers are more likely to buy when they can spread the cost. Larger basket sizes – splitting payments encourages bigger purchases. New customers – attract shoppers who prefer flexible payment planning. Instant payouts – you receive the full order amount right away. Zero financial risk – Inbank handles the credit, you focus on sales.
A Stripe study found that businesses offering instalment payments increased their revenue by 14% on average. Orders over €500 grew by 30%, while smaller baskets around €100 saw a 17% higher conversion rate.
Special offer for Lithuanian e-shops
Try the Inbank “Pay in Parts” solution at a reduced rate: Only 1.3% per transaction from September 15 to December 15, 2025. After the campaign, the standard rate of 2.4% applies.
It’s the perfect time to test flexible payments and see how it boosts your online sales — before the peak season hits.
